Perfect Cents Checking®: $5 monthly fee is waived with eStatements and either 10 or more debit and/or credit card purchase transactions clearing same membership account per month or direct deposits totaling $500 or more per month.All bank account bonuses are treated as income/interest and as such you have to pay taxes on them.No minimum balance required to receive bonus.
Account receiving bonus must be open and in good standing. $250 bonus is reported as dividends on IRS Form 1099-INT. $250 is posted to SAFE savings account on the last day of the month following 120 days from account opening of a new Perfect Cents Checking® or Prestige Checking and upon confirmation of three consecutive direct deposits of $1,000 each or more.$100 bonus is reported as dividends on IRS Form 1099-INT. $100 is posted to SAFE savings account on the last day of the month following 120 days from account opening of a new Perfect Cents Checking® or Prestige Checking and upon confirmation of three consecutive direct deposits of $300 each or more.Account receiving bonus must be open and in good standing.$150 bonus is reported as dividends on IRS Form 1099-INT.$150 is posted to SAFE savings account on the last day of the month following 90 days from account opening of a new Perfect Cents Checking® or Prestige Checking and upon confirmation of 30 debit and/or credit card purchase transactions.
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